Q. When is the right time to retire?

A. There is no simple answer for this question. Each situation differs in complexity, desire, and need. You may have already reached you financial goal and don’t realize it. Our complimentary Benefit Analysis is a powerful tool that may provide you with a much clearer picture and help you to better answer this question. You may be very pleasantly surprised to find that the time to retire is NOW!

Q. How much will this service cost?

A. The McLane Agency is compensated by the investment companies with whom we do business. As a result, this service is provided at no cost to you.

Q. Who may utilize the services of TMA?

A. Anyone may utilize our services. We have a long history of helping municipal employees especially TMRS® members, but that does not mean that we don’t have many clients that are employed outside the municipal setting. We enjoy assisting people into retirement and strive to provide our clients with the best possible plan that meets their individual needs. If you are within two years of retirement give us a call and let’s discuss your retirement goals and objectives.

Q. How does TMA determine my retirement package?

A. The McLane Agency collects data from the client and then uses their copyrighted Benefit Analysis format to project your retirement income stream. This is typically completed and returned to you in 3-5 days depending on the complexity of the client’s financial situation. We typically follow up with a phone call to discuss the information provided in the Benefit Analysis.

Q. How do I begin the process?

A. If you are eligible for retirement we encourage you to first allow us to prepare a complimentary Benefit Analysis for you. To receive your analysis fax the following information to one of our Investment Advisor Representatives at their toll free fax numbers.
Frank McLane Jr.: 877-376-0280   Jim Schulmire: 877-999-3877  Todd McLane: 888-326-6292

1. Two current paycheck stubs; Note: Employees working odd shifts (Firefighters) may need to send 6 stubs to get a more accurate reading of their hours and pay.


2. Value of your Deferred Comp. (457) and 401K, and any other investments you may have.


3. Value of your sick and vacation time if sellback is permitted at retirement.


4. If you are a tobacco user. This is related to insurance insurability.


5. A phone number where TMA might reach you during the day.

TMRS® is a registered trademark of the Texas Municipal Retirement System. TMRS is not affiliated with any of the companies mentioned in this communication, has not approved this communication, and does not endorse any financial products or plans.